Tuition and Fees Per Semester for Undergraduates

(based on 1996-97 rates)

Credit Hrs	Total Cost	Tuition	Fees
x	In State  Out of State	In State  Out of State	Registr  General  Ed & Tech  Health
0	$ 161.00 $ 1,201.00	$ 123.00 $ 1,163.00	$ 6.00  $ 27.00  $ 5.00 $ 0.00
1	161.00 1,201.00	123.00 1,163.00	6.00 27.00 5.00 0.00
2	193.25 1,228.25	123.00 1,163.00	6.00 54.25 10.00 0.00
3	225.25 1,265.25	123.00 1,163.00	6.00 81.25 15.00 0.00
4	257.50 1,297.50	123.00 1,163.00	6.00 108.50 20.00 0.00
5	289.25 1,329.25	123.00 1,163.00	6.00 135.50 24.75 0.00
6	445.25 2,524.25	247.00 2,326.00	6.00 162.50 29.75 0.00
7	445.25 2,556.50	247.00 2,326.00	6.00 189.75 34.75 0.00
8	509.50 2,556.50	247.00 2,326.00	6.00 216.75 39.75 0.00
9	735.00 3,854.00	370.00 3,489.00	6.00 243.75 44.75 70.50
10	767.25 3,886.25	370.00 3,489.00	6.00 271.00 49.75 70.50
11	799.00 3,918.00	370.00 3,489.00	6.00 298.00 54.50 70.50
12 & over	977.50 5,136.50	493.00 4,652.00	6.00 325.00 59.50 94.00

Dining Plans Per Semester

Available to all students 19N- 19 meals per week, no cash  $825.00 15P- 15 meals per week, plus $100 cash  $895.00

Available to Juniors, Seniors, & Tower Village Residents 150- 150 meals per semester, plus $150 cash  $895.00

Available to Seniors & Tower Village Residents 60P- 60 meals per semester, plus $300 per semester  $650.00

A student may select one meal plan for the first semester and then change to another meal plan for the next semester. Changes to meal plans may be made until the last day of drop/add for that semester. All "meals per week' are reset on Sunday night. Meals remaining before the reset do not carry forward to the next week."Meals per semester" allow any meals to be eaten during a semester until all are used. Semester meals reset when the next semester begins. Any meals remaining at the end of a semester do not carry forward to the next semester. Also see University Dining Services.   Other Fees and Expenses Athletic, Activity, and Facilities Fees Payment of these fees give students access to athletic events, campus organizations, Elliott University Center (student union), and many other student programs. Auditing Fees Current UNCG Students. A registered full-time UNCG student may audit one course per semester without charge. A registered part-time UNCG student may not audit more than two courses per semester and is charged a fee of $15.00 per course. Visiting Auditors. Visiting auditors are not considered admitted students and must apply through the Office of Continuing Education. A Visiting auditor does not receive a record of enrollment and is charged a $35.00 fee per course. Persons not officially registered at UNCG who require a record of enrollment as an auditor should follow regular admission, registration, and payment procedures. A fee of $161.00 for in-state students and $1,201.00 for out-of-state students is charged for each course audited. Fees are payable in full at the time of enrollment. Books and Supplies Costs generally run $450-$550 per year for textbooks and related supplies for full-time students. These are to be paid for as purchased, either from the University Book Store or elsewhere. Graduation Fee A fee, currently $40, which covers the cost of Commencement regalia and diploma, is charged to all Bachelor's degree candidates. It is payable in the Cashiers and Student Accounts Office 30 days prior to graduation. Students who do not graduate in the semester for which they originally filed graduation applications will be charged an additional fee to cover the reordering of the diploma when they refile for graduation. Health Service Fee All students living on campus and all students living off campus taking 9 or more hours are required to pay the health service fee, which provides medical services to students. See also Student Health Services. Part-time students living off campus enrolled for less than 9 hours may voluntarily choose to pay the fee and enjoy the benefits of the Student Health Services. Identification Cards (UNCG) A permanent University ID card will be issued to each student upon completion of registration for the first semester at UNCG. If this permanent ID card is lost, there is a $10.00 replacement fee which is to be paid at the Cashiers and Student Accounts Office. The University ID Center validates all student ID cards upon enrollment verification through their automated file. Laundry & Dry Cleaning The University does not provide any laundry or dry cleaning service. Coin-operated washing machines and dryers are located in each residence hall. Nursing Students Fees and Expenses Special fees and expenses for nursing majors are discussed in School of Nursing. Parking Permits/Car Registration Registration and parking permits are required for all student-operated motor vehicles. See Parking Regulations. Residence Hall Furnishings Students furnish their own pillows, pillow cases, sheets, blankets, bedspreads, towels, and room accessories such as study lamps, draperies, rugs, and wastebaskets. Special Medical Service Charge Although the health service fee covers ordinary medical care provided by the Student Health Services, additional nominal charges are made for special services such as x-rays, laboratory tests and certain medications. Due to high medical costs in the United States and to historical experience of previous international students, all non immigrant students, regardless of status or semester hours taken, are required to pay the student health fee and are encouraged to purchase adequate health and accident insurance. A Student Accident and Sickness Insurance Plan which meets the above requirements is available to UNCG students. Information on this may be obtained from the International Advisor. Students who elect not to pay the health service fee may be treated at the Student Health Services on a fee-for-service basis. Standard medical charges will be made for any services rendered. Telephone Service Local telephone service is available in all residence hall rooms; room occupants may contract for long-distance service directly with Southern Bell Telephone Company. The University is not responsible for telephone service contracts between the student and outside parties. Transcript Fee A fee is charged for release of all academic transcripts to off-campus agencies and employers. Uniforms Students are expected to use outfits appropriate to the physical education activities taken. Gym clothing, leotards, and other appropriate outfits are available from the University Book Store. Many laboratory courses require safety goggles and special aprons. Smocks or coveralls are often required in art classes. A number of financial aid jobs require special uniforms. Unless the student has advance information as to exactly what is required, it is preferable to purchase these items after arrival.   Payment of Tuition and Fees and Payment Plans Payment of Tuition and Fees/Confirmation of Registration The expenses table on page 17 gives estimated costs on a nine-month academic year basis for full-time students. To estimate the amount due each semester, divide the total expense figure by two. This is the approximate amount which will be billed to the student by the University during registration each semester. Continuing students who register towards the end of the current semester for the next semester receive bills for tuition and fees as follows. Fall semester bills are mailed in July to students' permanent addresses, with total payment due in early August. Spring semester bills are mailed in late November to students' local addresses, with total payment due in December. New students registering in August/January receive printed bills with their class schedules at the time of registration and are expected to pay immediately. If financial aid has been awarded to a student, the amount will be reflected on the bill (see information below). Payment of bills for the Fall and Spring Semesters should be made in the Cashiers and Student Accounts Office, 151 Mossman Building, by the deadline dates set by the University Registrar and published in the University Calendar and in the semester Schedule of Courses booklets. The deadline dates are also set forth in the instructions mailed to students with their bills. Payments not received by these dates will result in the cancellation of registration. Payment by mail is encouraged. Students should contact the Cashiers and Student Accounts Office (910/334-5831) with any questions about tuition and fees or the payment process. Banking Information A Wachovia Teller II is located in the Elliott University Center; NationsBank and the State Employees Credit Union maintain 24 hour teller machines in the dining hall. Students may establish checking accounts at one of the banks in Greensboro for banking services. Student identification cards will enable students to cash checks for up to $50 at the Cashiers and Student Accounts Office for a fee of 50¢ per check. Checks that are returned for non-payment will be charged a $20.00 return check fee for each returned check. This fee will be assessed to either the maker of the check or last endorser (whoever last negotiated the check). UNCG has the authority to cancel semester registrations for non-payments resulting from returned checks. The Cashiers and Student Accounts Office is open between 8:30 am and 4:00 pm, Monday through Friday, and is located in 151 Mossman Building (910/334-5831).   Student Credit Policy Tuition and fees for all University students are due and payable before or on registration day in the Cashiers and Student Accounts Office. North Carolina law requires the University to charge and collect from each student at the beginning of each academic session tuition, fees, and an amount sufficient to pay all other direct expenses such as room and board incurred for the term. Payments may be made by cash, money order, check, or VISA or Mastercard credit cards. Cash should not be sent through the mail. As an exception to the above policy, students may be granted deferments (credit) only if they meet one of the following criteria: Students who receive awards through the UNCG Financial Aid Office from one or more of the following programs must pay the amount of their bill less the amount awarded for deferrable financial aid. Any liability resulting from a reduction of financial aid becomes the student's responsibility payable upon notification of the adjustment of the award. Financial aid awards for purposes of the credit policy are as follows: Pell Grants, Subsidized Stafford Student Loans, Institutional Loans, SEOG, Perkins Loan, N.C. Veteran Scholarships, Vocational Rehabilitation, Disabled Veterans, Minority Presence Grants, University Scholarships, Fellowships, Assistantships, and Grants. Students wishing to utilize Veterans' benefits under the credit policy must demonstrate financial need in compliance with normal financial aid need standards. Final approval is contingent upon the student's demonstration of need and a good credit history with the University. Recipients of scholarships awarded by organizations outside the University in which direct payment is made to UNCG and notification is on file with the Financial Aid Office may qualify under the credit policy. Students should provide notification of such awards as soon as possible to the Financial Aid Office. A student with an outstanding Emergency Loan balance will not be cleared for registration until the Emergency Loan is paid in full. Questions concerning Emergency Loans should be directed to the Cashiers and Student Account Office, 151 Mossman Building, 910/334-5831.   UNCG Refund Policy General If a fee is designated as being attached to a specific service (such as an application fee or registration fee), no part of the fee is refundable if the service has been rendered. If a situation arises in which the University administration considers that equity would best be served by cancelling a student's registration, it will do so and all charges will be refundable. For Students Who Have Completed Registration: Tuition and Fees The UNCG Refund Policy applies only to credit courses, and Federal Regulations do not provide for any exceptions unless specifically addressed in the policy. The student's withdrawal date is the date the student notifies the Graduate School or Academic Advising and Support Services of his/her withdrawal, or the date of withdrawal specified by the student, whichever is later.   Partial Withdrawal (Drop in Hours) This refund policy applies to complete withdrawals from UNCG. Therefore, if a student simply reduces his/her course load after the end of the drop/add period, NO refund or reduction of charges whatsoever will be credited to the student's account. However, if the reduction in hours occurs before the end of the drop/add period, the student is entitled to a full refund for the hours dropped.   Complete Withdrawal from School - For all students except students in their first semester at UNCG and students activated for military duty: · Aid is disbursed directly to students by the Cashiers and Student Accounts Office. Students are expected to pay any institutional charges (tuition, fees, room and board) at the time the aid is disbursed. · Institutional charges minus an administrative fee (the administrative fee is not to exceed the lesser of: 5% of student's institutional charges or $100), are refunded to student accounts as follows:

% refunded	% retained	Withdrawal Date
100%	0%	Student completely withdraws on or before the first day of class*
90%	10%	Student completely withdraws after the first day of class through the first 10% of the enrollment period*
50%	50%	Student completely withdraws after the first 10% through the first 25% of the enrollment period*
25%	75%	Student completely withdraws after the first 25% through the first 50% of the enrollment period*
0%	100%	Student completely withdraws after 50% of the enrollment period*
* First day of class and the enrollment period are based upon the academic calendar as reflected in the Undergraduate and Graduate Bulletins. Once the refund amount has been calculated, the refund proceeds are returned in the following order:

1	Unsubsidized Federal Stafford Loan
2	Subsidized Federal Stafford Loan
3	Federal PLUS Loan
4	Federal Perkins Loan Program
5	Federal Pell Grant Program
6	Federal Supplemental Educational Opportunity Grant Program
7	Other Title IV Programs (except FWS)
8	Other federal, state, or institutional student financial assistance programs
9	Student
x
When a student officially withdraws, the Cashier's Office will initiate a refund and mail it to the student's last known off campus address. A UNCG student who completely withdraws from all courses at the University and who has received Financial Aid for non institutional costs (such as, but not limited to, room and board for which the student has not directly contracted with UNCG, books, supplies, transportation, and miscellaneous costs) will be required to repay a percentage of these funds back to UNCG. This repayment will be calculated as follows:

Total aid (excluding funds received from Federal PLUS and Stafford Loan Programs and Federal Workstudy) that are in excess of the amounts applied towards allowable institutional charges  (minus) Book and supply costs based upon the amount established in the cost of attendance  (minus) Other non-institutional costs based upon the percentage of the program completed (up to 50% of the total enrollment period). As these costs are for charges incurred on an on-going basis over the enrollment period, except for books and supplies, the student will be allowed to keep only the portion of the money attributable directly to the percentage of the program completed. This means that the Federal Government expects to pay only for the percentage of the costs incurred that are directly attributable to the time that the student was enrolled in school. However, if a student has completed at least 50% of the enrollment period, no repayment from the student is required.   This repayment will be distributed back to the financial aid source in the following order:

1	Federal Perkins Loan Program
2	Federal Pell Grant Program
3	Federal Supplemental Educational Opportunity Grant Program
4	Other Title IV Programs (except FWS)
5	Other federal, state, or institutional student financial assistance programs
x
Students who are administratively withdrawn are held to the above refund and repayment policies. Students who withdraw due to medical problems are held to the above refund and repayment policies.

Complete Withdrawal from School - First Semester Students For students in their first semester at UNCG who withdraw on or before 60% of the semester has passed, all of the above policies apply except the following formula is substituted for the refund table: enrollment period remaining as of withdrawal date = % refunded total enrollment period in term rounded down to nearest 10% (% must be equal to or greater than 60%) 1 - % refunded above = % retained   Complete Withdrawal from School - Students Activated for Military Duty Students who serve in the Armed Services Reserve and the National Guard have been alerted that they may be called to active duty. If a student is involuntarily called for active duty during a currently enrolled semester, the following refund guidelines apply: Tuition and general fees would be fully refunded. Health fees would be refunded in full; however, students who had used the health service would be billed at the fee for service rate to a maximum charge equivalent to the health fee. Room and board would be refunded; there would be a pro-rated charge for weeks that the room was occupied and meals consumed. The student is responsible for any miscellaneous charges (i.e. library funds, parking tickets, health service charges). In order to be covered under the guidelines the student must withdraw from the University by completing the usual withdrawal process in the Office of Academic Advising (undergraduate students) or Graduate School (graduate students). Academic Advising or Graduate School will ask the student for the correspondence notifying them to report for active duty. This will serve as documentation for the refund of tuition and fees. In order to receive a refund from the Department of Residence Life, the student must complete the usually residence hall check out procedure. Again, the student will be asked to provide the correspondence notifying them to report for active duty. This will serve as documentation for the refund of room and board charges. If a student is called for active duty and subsequently is released in a manner that would allow re-enrollment during the same semester, the University will make every effort to accommodate the request. Individual contacts with faculty involved will determine appropriateness of returning to a course. While we do not anticipate any difficulty in providing housing, we are unable to guarantee specific residence hall assignments. Examples: A student withdraws after the first 10% through the first 25% of the enrollment period. The charge for tuition and fees was $939.00. The student lives off campus. The student received the following financial aid: Stafford Loan $1000, Federal Perkins Loan $1000, Federal Pell Grant $1170, Federal SEOG $400, and a University scholarship of $750. The student's financial aid estimated costs for off-campus room, board, transportation, and personal living expenses were $3,533. Estimated book costs were $309.

Refund Policy	Admin Fee	Refund Based On	Net Amount Refunded	Amount to Pay
First Semester UNCG Student	$46.95	$892.05	$713.63	$1,448.53
Returning Student	$46.95	$892.05	$446.03	$1,448.53
Under both policies the amount to refund would be applied to the student's Stafford Loan and the amount the student must repay would be applied to the Federal Perkins Loan ($1,000) and Federal Pell Grant ($448.53).  A student withdraws during the first 10% of the enrollment period. The charges for tuition, fees, room and board were $2750.50 and the student had paid these from personal funds.

Refund Policy	Admin Fee	Refund Based On	Net Amount Refunded	Amount to Pay
First Semester UNCG Student	$100.00	$2,651.50	$2,386.35	$0.00
Returning Student	$100.00	$2,651.50	$2,386.35	$0.00

 

Housing and Dining Plan Refunds Room rent and board are NOT refundable. However, if a student qualifies for an exception as stated above, room rent and board are refundable except the pro rata part of the remaining charge based on the expired portion of the term. The housing contract is for one academic year. Students who cancel their contract at the end of the Fall Semester and remain enrolled at the University, will be charged for the Spring Semester rent. Also Housing and University Dining Services.   Late Fees for Registration Continuing students eligible to register at the close of one term for the following semester who choose not to do so, or who fail to confirm their registration, will be charged a late fee. Waiver of the late fee will be considered only when it can be demonstrably shown that the University, through one of its offices or officials, was directly responsible for the failure of the student to complete registration.   Refund Committee The Refund Committee considers appeals from any student who wishes to submit an appeal in writing or in person. Cases are referred to the committee when the usual regulations do not address particular circumstances. The committee normally does not grant a refund if a student withdraws for personal reasons such as failing or transferring to another institution. (Transferring to another campus of The University of North Carolina is the same as going to another school, since each is administered separately for financial purposes.) Questions pertaining to the Refund Committee should be directed to the Cashiers and Student Accounts Office, 151 Mossman Building, 910/334-5831.   Financial Aid UNCG administers an extensive financial aid program which provides assistance to more than half the University's enrolled undergraduates. Available aid includes scholarships, grants, loans, and work. Eligibility for need-based programs is determined through an analysis of family financial information provided on the Free Application for Federal Student Aid [FAFSA] or the Renewal Free Application for Federal Student Aid [RFAFSA]. Students who file the FAFSA/RFAFSA by the priority filing date of March 1 are also considered for non-need-based aid programs. For information on programs, services, and application procedures, contact the Financial Aid Office at the following address: UNCG Financial Aid Office Greensboro, NC 27412-5001 (910) 334-5702 Hours of operation: 8:00 am 5:00 pm Monday Wednesday and Friday 8:00 am 4:00 pm Thursday Summer hours may vary. The Financial Aid Office is located at 723 Kenilworth Street on the UNCG campus. Students may request a free copy of The Financial Aid Handbook for more detailed information about applying for financial aid and The UNCG Financial Aid Directory for a complete listing of aid programs offered at UNCG. Residents of North Carolina may also contact the North Carolina State Education Assistance Authority, Box 2688, Chapel Hill, North Carolina 27515-2688, for a free copy of the publication Student Financial Aid for North Carolinians. Support for UNCG's financial aid program comes from federal and state governments, and from individuals, foundations, and corporations. Awards are granted and administered according to the provisions determined by the contributing agency or donor. Renewal of a student's award from federal and state sources is contingent on continued support from government agencies and on the annual determination of the student's eligibility. Federal and state programs change frequently, so specific types of awards may not be available each year. Award amounts may vary year to year, based on available funds and changes in a student's financial need status. You must keep current your local and permanent telephone number and address through the University Registrar's Office. (Many circumstances arise which require that the Financial Aid Office contact you in an immediate fashion.) You must notify the Financial Aid Office in writing if you: a) Choose not to accept all or a portion of your aid package; b) Intend to withdraw from or cease enrollment at UNCG; c) Intend to decrease hours of enrollment at UNCG; d) Receive any form of additional aid.   UNCG Policy on Satisfactory Academic Progress for Financial Aid Recipients All students receiving financial aid (scholarships, grants, loans and/or work-study) are required to meet the standards of the UNCG Policy of Satisfactory Academic Progress for Financial Aid Recipients in order to maintain eligibility for funding. Further information concerning this policy is available through the Financial Aid Office.   Conditions of Award Receipt Most types of financial aid at UNCG are applied directly to the student's UNCG account. Any financial aid funds that exceed the current semester charges are mailed to the student's campus or local address in the form of a Net Difference Check. Some types of financial aid cannot be applied directly to the student's account and require that the student sign a check at the UNCG Cashiers and Student Accounts Office. Students who must sign a check are notified by mail by that office. In order for funds to be disbursed to the student, whether by the automated process or by manual disbursement, students must have completed all requirements of the aid receipt process. These requirements include: Receive award letter from the Financial aid Office with all awards listed Accept the award(s). Resolve any existing financial aid holds. Be registered for the required credit hours on which your award was based. Confirm your classes by paying the total amount due on your bill for the semester. It is the student's responsibility to meet the above requirements and to assure that all financial aid is received within 15 working days from the beginning of the semester. (If funds arrive after the beginning of the semester, the student has 15 working days from the date the funds are available to receive the aid.) Failure to comply with any or all of the above may result in the immediate cancellation of your award (without prior notice) and/or the revocation of your subsequent eligibility for aid.   General Grants and Scholarships The Financial Aid Office awards a limited number of general institutional grants and scholarships, ranging in value from $100 to $2000 per year, to students (new and continuing) who have above-average academic records, meet specific award requirements as established by the donors, and/or have financial need. These awards may not be renewable. A listing of these awards and application requirements is found in the Financial Aid Office publication UNCG Financial Aid Directory. Students who do not wish to apply for need-based aid may file the UNCG General Grants and Scholarships Application, available from the Financial Aid Office and due March 1 in order to be considered for non-need-based aid. FAFSA/RFAFSA filers are automatically considered for need-based and non-need-based aid.   Scholarships Departmental Grants and Scholarships Some scholarships are restricted by academic major. Recipients of these scholarships are generally nominated or selected by academic departments or schools, or, in some cases, by designated committees, and are generally restricted to students in specific areas of study or special programs. See the publication UNCG Financial Aid Directory, available at the Financial Aid Office, for a listing of these scholarships. Outside Scholarships Students are encouraged to inquire with their local high school counseling staff, chamber of commerce, and public library to find sources of scholarship assistance. Sources include civic organizations, professional organizations, employers, high schools, and religious organizations. Students may visit the UNCG Financial Aid Office to review its collection of outside scholarship announcements, which is updated and maintained on an ongoing basis as announcements are received. Students may also access a free scholarship database on the Internet at http://www.fastWEB.com. Merit Awards Program The Merit Awards Program includes the most selective academic excellence awards made by UNCG. The winners are among the most outstanding students at UNCG, and their achievements enrich and enhance the University. More than fifty renewable scholarships ranging from $2000 to $12,000 per year are offered annually to entering freshmen and transfer students with associate's degrees. Awards are renewable through up to four years (prorated for transfer students) of undergraduate study, dependent on maintaining academic standards set for the awards and satisfactory performance in an area of study for awards restricted by discipline. A single application, available from the Financial Aid Office and due January 15, provides consideration for each of the following Merit Awards Program awards: Alumni Scholarship: The Alumni Association established this award to provide assistance to students of merit. Kathleen Price and Joseph M. Bryan Scholarship: Joseph M. Bryan established these funds in 1984 to provide undergraduate scholarships for students in business and economics. Awards are valued at no less than $3500 per year. James S. and Frances C. Ferguson Scholarship: This award was established in 1978 to honor Dr. and Mrs. James S. Ferguson. An award of no less than $2500 is made to an outstanding out-of-state student. Fiftieth Reunion Class Scholarship: Established in 1986 by the Class of 1936 in celebration of its fiftieth reunion, awards are valued at no less than $1500. A.J. Fletcher Scholarship in Music: Made possible by the A.J. Fletcher Foundation of Raleigh, awards of $5000 are awarded to students with special talent in music. Jefferson-Pilot Scholarship: In 1961, the Jefferson-Pilot Life Insurance Company established this award, which begins at $2500. Elizabeth Louisa "Libby" Jones Scholarship: This award is given every four years to students in mathematics, computer science, chemistry, or physics. Preference is given to needy students. Awards begin at $2000. NationsBank Scholarship: These funds were established in 1982 by the North Carolina National Bank for students studying business and economics. Annual awards begin at $3500. L. Richardson and Emily Preyer Scholarship: This award was established in 1991 to aid an outstanding undergraduate student. Emily Preyer, '39, requested that the scholarship be awarded based on academic merit. Katharine Smith Reynolds Scholarship: Since 1962 funds have been provided by the Z. Smith Reynolds Foundation as a memorial to Mrs. Katharine Smith Reynolds. Awards starting at $3000 are made to legal North Carolina residents each year. Twenty-Fifth Class Reunion Scholarship: This award is made possible by ongoing class gifts. In addition to the awards listed above, the University provides annually as part of its Merit Awards Program over one hundred Century Scholarships. These $1000 non-renewable awards are made to selected students without scholarship application. The University also works closely with area public high schools and community colleges to identify special scholarship opportunities for highly qualified students. Centennial Scholarships Ethel Virginia Butler Centennial Scholarship: Awards of at least $5000 per year are made from a bequest from alumna Ethel Virginia Butler, a former teacher and long-time manager of the University Bookstore. Class of 1942 Centennial Scholarship: Funds for this scholarship were established by members of the Class of 1942 in honor of the fiftieth anniversary of their commencement, and the University's centennial year. Marian White Fisher, M.D. Centennial Scholarship: Awards from this fund are made possible by a bequest of Freida White McGirt in memory of her daughter, Dr. Marion White Fisher, '39, a radiologist who died in 1978 after a long battle with cancer. Other Grants and Scholarships Federal and state funds are available for grant and scholarship awards to students with exceptional financial need. A grant or scholarship is gift assistance and does not require repayment. Students who complete the financial aid application procedures are considered for all grant funds for which they are eligible. For a complete listing of grants and scholarships available at UNCG, contact the UNCG Financial Aid Office to request a copy of The UNCG Financial Aid Directory.   Grants Federal Pell Grants The Federal Pell Grant program assists undergraduate students in meeting post secondary educational expenses. The program provides eligible students in need of financial assistance with federal funds to help pay for their first baccalaureate degree. Students who already hold a baccalaureate degree and are pursuing a second baccalaureate degree are not eligible for a Federal Pell Grant. A Free Application for Federal Student Aid (FAFSA) or Renewal Free Application for Federal Student Aid (RFAFSA) must be filed to determine Federal Pell Grant and other need-based aid eligibility before an award can be made by UNCG. Ineligibility for a Federal Pell Grant may not affect eligibility for other types of aid at UNCG. A student must reapply each year for a Federal Pell Grant, and the amount of the grant may vary from year to year. North Carolina Student Incentive Grants A North Carolina resident full-time undergraduate student with exceptional financial need may be eligible for a state grant ranging from $200 to $1500. Students who wish to be considered for this grant must file the Free Application for Federal Student Aid (FAFSA) or Renewal FAFSA and give the U.S. Dept. of Education permission to send the financial information to the State. The deadline for applying is March 15. Minority Presence Grants The University will continue to fund the Minority Presence Grant Program General Program, Part I and Part II. The University will allocate this money to historically white and historically black institutions to aid them in recruiting financially needy North Carolina students who would be minority presence students at the respective institutions by enabling the institutions to offer relatively more aid for minority presence students in the form of grants rather than loans. General Program Part I includes funds for black students at predominantly white UNC constituent institutions. General Program Part II consists of grant funds for Native Americans and other minorities. To be eligible for consideration under the Minority Presence Grant Programs, students must be residents of North Carolina, enrolled for at least three hours of degree credit coursework, and demonstrate financial need. Incentive Scholarship and Grant Program for Native Americans North Carolina residents who are members of an Indian tribe recognized by the State of North Carolina or by the federal government may be eligible for a need-based grant or merit scholarship through this State-funded program. Contact the Financial Aid Office for eligibility requirements and application procedures. North Carolina Teaching Fellows Four-year awards of $5,000 per year are made to high school seniors who are promising prospective teachers. Financial need is not a selection criterion. For each year a student receives an award, he or she is expected to teach one year in North Carolina. The application deadline is in November and awards are announced in April. Applications are available from high school counselors and the NCTF Commission, Koger Center, Cumberland Bldg., 3739 National Dr., Suite 210, Raleigh, NC 27612. Prospective Teacher Scholarship/Loan North Carolina residents who plan a teaching career in the state may apply for a Prospective Teacher Scholarship/Loan. High school seniors who apply must have a minimum SAT score of 900 and a minimum GPA of 3.0. College applicants must have a minimum GPA of 3.0. The award is valued at up to $2,500 per year, and each year's stipend may be canceled by a year of public school teaching in North Carolina. Information and applications may be obtained from high school guidance counselors, college financial aid offices, and schools of education. Applications are due in mid-February. Awards are announced in May. Nurse Scholars Program Awards are available to North Carolina residents with strong academic records. Students contract to work as full-time registered nurses within the state after graduation or they must repay the amount they are awarded plus interest at the rate of 10%. Students should contact the School of Nursing to be nominated for this award and for further information on the program. Nurse Education Scholarship/Loan The loans are awarded to North Carolina students, with preference given to juniors and seniors in nursing degree programs. Recipients are selected on the basis of financial need and merit by the Financial Aid Office. Loans my be repaid through full-time employment as a nurse in North Carolina or through repayment at a 10% interest rate.   Loans UNCG provides long-term loan assistance through federal and institutional funds to graduate and undergraduate students. Students are considered for loan assistance when they complete the Free Application for Federal Student Aid (FAFSA) or the Renewal Free Application for Federal Student Aid (RFAFSA). The Financial Aid Office awards a loan from the fund that is most suitable to a student's circumstances. When receiving a loan, the student must sign a promissory note. In addition to long-term loans, short-term loans for emergency expenses up to $200 are available through the Financial Aid Office during the time students are enrolled. Contact the Financial Aid Office for information about applying for an emergency loan. Federal Stafford Loans All students who are U.S. citizens or permanent residents and who are enrolled at least half-time are eligible to be considered for assistance through the Federal Stafford Student Loan Program. Repayment on Stafford loans normally begins six months after the borrower graduates or terminates half-time enrollment. The two types of Federal Stafford Loans are subsidized and unsubsidized. The subsidized loan is awarded on the basis of financial need. The federal government pays the interest on this loan until repayment begins and during authorized periods of deferment. The unsubsidized loan is not awarded on the basis of need. Interest accrues on the unsubsidized loan from the time the loan is disbursed until it is paid in full. Interest may be paid as it accumulates, or may be added to the loan principal (capitalized). The FAFSA/RFAFSA determines your eligibility for each type of loan. For the subsidized Stafford loan annual borrowing is limited to $2,625 for the first year of undergraduate study, $3,500 for the second year, $5,500 for upper-level undergraduates, and $8,500 for graduate study. Total subsidized loan assistance at the undergraduate level may not exceed $23,000. The aggregate limit for subsidized Stafford loans through the graduate level is $65,500. Independent students, including graduate students, or dependent students whose parent are unable to get a PLUS Loan (see below) may be eligible to borrow additional monies under the Federal Unsubsidized Stafford Loan Program. Freshmen and sophomores may be eligible to borrow an additional $4,000, upperclassmen an additional $5000, and graduate students may be eligible to borrow an additional $10,000 in unsubsidized Stafford loan. The interest rate on Stafford loans is variable if your loan is disbursed on or after July 1, 1994. The variable rate is adjusted each year and will never exceed 8.25%. Federal regulations, including eligibility criteria, entrance and exit interviews, and fund disbursement dates govern the Federal Stafford Loan Program. Federal PLUS Loans This federal government program allows parents of dependent students to borrow to meet educational expenses without demonstrating financial need. These loans are available only after the student's annual limit for Federal Stafford Loans has been reached. The Federal PLUS program provides non subsidized loans at a variable interest rate that is not to exceed 9%. The amount borrowed under this program may not exceed the cost of education minus other aid received. Repayment usually begins immediately after the loan is disbursed. Federal Perkins Loans Students with exceptional need may be eligible for a Federal Perkins Loan. The interest rate on the Perkins loan is 5%. Repayment is made to the school, and normally begins nine months after the borrower graduates, leaves school, or drops below half-time enrollment. UNCG will automatically consider any student who files the FAFSA/RFAFSA for the Perkins Loan. North Carolina Student Loans for Health, Science and Mathematics Legal residents of North Carolina accepted as full-time students in accredited associate, baccalaureate, master's, or doctoral programs leading to a degree in health, mathematics, nursing, or science may be eligible for this type of loan. Maximum loans range from $3000 to $8500 depending on the degree level. Recipients are selected according to major, academic capabilities, and financial need. Interested students should request information and applications as soon as possible after January 15 from the North Carolina Student Loan Program for Health, Science, and Mathematics, P.O. Box 20549, Raleigh, NC 27619-0549.   Student Employment Funds for part-time jobs are provided for in the budgets of various departments on campus and also by the federal government. All student employees of UNCG, upon being hired, must present proper documentation verifying their identity and employment eligibility as required by the Federal Immigration Reform and Control Act of 1986. Original documentation must be presented on or before the first day of work. A list of acceptable documents is available from the ID Center located in the Walker Avenue Parking Deck (910/334-5651). Federal Work-Study Program The federal government provides funds for part-time on- and off-campus jobs for students through the Federal Work-Study Program. The average student job requires 10 to 15 hours per week, and average yearly earnings are approximately $1400 to $1600. To be considered for Work-Study, a student need only complete the FAFSA/RFAFSA and indicate interest in student employment on the form. Federal Work-Study is a need-based program with limited funding. Not all students who indicate interest will be offered Work-Study. Other On-Campus Employment Part-time jobs on campus are available for students who do not qualify for Federal Work-Study and want to earn money for a portion of their college expenses. The Career Services Center, located at 207 Foust Building on the UNCG campus, maintains a listing of these jobs. Students are eligible to use the Career Services Center as soon as they have been accepted for Admission.   Financial Aid from Other Sources   North Carolina Services for the Blind Services for the Blind, a state agency affiliated with the North Carolina Department of Human Resources, provides financial assistance to visually impaired/blind college students for such items as tuition, fees, books, supplies and reader services. For information, contact the Chief of Rehabilitation Services, Division of Services for the Blind, 309 Ashe Avenue, Raleigh, NC 27606. North Carolina Veterans' Scholarships The Department of Veterans' Affairs offers scholarship assistance to North Carolina children of deceased or disabled veterans or of certain veterans who were listed as POW or MIA status. An eligible student should write to the N.C. Division of Veterans' Affairs, 325 N. Salisbury Street, Raleigh, NC 27603, for information. Vocational Rehabilitation Program Many states offer educational assistance to students who have a mental or physical disability that is an impairment to employment. North Carolina residents should contact their local Vocational Rehabilitation office or the N.C. Division of Vocational Rehabilitation Services, P.O. Box 26053, 805 Ruggles Drive, Raleigh, NC 27611-6053. Students from other states should contact a local vocational counselor.

	UNCG HOMEPAGE | REGISTRAR'S PAGE
Contact: University Registrar's Office Registrar, UNCG, PO Box 26170, Greensboro, NC 27402-6170 (336) 334-5946