“Construction, Housing and Mortgages,” in S. Carter, S. Gartner, M. Haines, A. Olmstead, R. Sutch and G. Wright (eds.), Millennial Edition of the Historical Statistics of the United States, Vol. 4, Cambridge, 2006, (4-) 395-572.
“The Transition from Building and Loan to Savings and Loan,” in S. Engerman, P. Hoffman, J. Rosenthal and K. Sokoloff (eds.), Finance, Intermediaries and Economic Development, Cambridge, 2003, 157-206.
"Building and Loan Associations in the US, 1880-1893: the Origins of Localization in the Residential Mortgage Market," Research in Economics, 51, 1997, 227-50.
"Mortgage Securitization in the U. S.: 20th Century Developments in Historical Perspective," in M. Bordo and R. Sylla (eds.), Anglo-American Financial Systems, Irwin, 1996, 261-98.
"The Evolution of Interregional Mortgage Lending, 1870‑1940: The Life Insurance-Mortgage Company Connection," in N. Lamoreaux and D. Raff (eds.), Coordination and Information: Historical Perspectives on the Organization of Enterprise, Univ. of Chicago, 1995, 209-47.
"Historical Returns and Security Market Development, 1872‑1925," Explorations in Economic History, October 1990, 381-420.
"Mortgage Lending and American Urbanization, 1880‑1890," Journal of Economic History, June 1988, 273-85.
"American Stock Market Development and Performance, 1871‑1929," Explorations in Economic History, October 1987, 327-53.
"Mortgage Rates and American Capital Market Development in the Late Nineteenth Century," Journal of Economic History, September 1987, 671-91.
Unpublished Working Papers